An accident can occur at any time while you are operating your watercraft. Ensuring adequate liability protection will help mitigate unexpected costs from incidents where you are found at fault.
Liability Coverage
Liability coverage is a specialized type of boat insurance that protects against boating accidents resulting in injury or damage to another person’s property. This type of coverage will keep you compliant and minimize out-of-pocket costs.
Towing Variables
Will you be using your boat to tow another watercraft or recreational equipment? Towing items behind your boat increases your chances of being involved in an accident while operating it.
Towing equipment can become detached from your boat unexpectedly. Weakened or damaged equipment can also contribute to accidents.
All the essential equipment you use when operating your boat can be added to your boat insurance policy. Covering these items will allow you to recoup costs that you are responsible for paying during legal proceedings.
Boat Usage Considerations
The activities for which you will be using your boat could increase the need for liability protection. If others are boarding your boat and spending time on it while it is actively operating, you need to consider the likelihood of an accident or damage occurring.
The type of equipment that will be used on your boat could influence whether you acquire a basic or comprehensive liability insurance product.
Contact an Insurance Agent in Lynnwood, WA
If you’re ready to add more liability protection to your boat insurance policy, contact one of our agents at Securum LLC. An agent will help you compare different liability insurance products.
