If you’re considering renting a property, it’s essential to know your rights and responsibilities as a tenant. While the landlord is responsible for maintaining the property and keeping it in good repair, there are several things that tenants are responsible for as well. The renters insurance experts at Securum LLC in Bellevue, WA can help you navigate this important coverage.
Here are some examples of what tenants are responsible for:
Damage Caused by You or Your Guests
As a renter, you are responsible for any damage caused by you or your guests. This includes damage to the property itself and any personal property belonging to the landlord or other tenants. This is because, as a renter, you control who has access to the property and what they do while there. If someone you invite onto the property damages something, you are ultimately responsible for repairing or replacing it.
Pests or Mold Caused by Your Negligence
Those who neglect their properties, such as renters, must take care of any pests or mold on their property. Their failure to properly maintain the property could result in damages for which they will be liable. However, landlords are responsible for maintaining the property outside the occupied unit. If they fail to do so, they could be sued by the tenant. If the landlord is found to be at fault, they may have to pay for the damages caused by the pests or mold.
Consumable Items
Renters are responsible for consumable items such as light bulbs because they are the ones using them. If the light bulbs are not working, it is the responsibility of the renter to replace them. Other consumable items include paper towels, garbage bags, and toilet paper.
Looking for a renters insurance policy?
Look no further than Securum LLC in Bellevue, WA. We offer a variety of renters insurance policies to fit your needs and budget. Contact us today to learn more about our renters insurance options.