After getting hitched, you probably aren’t giving much thought to your auto insurance coverage. However, as you build a life together in Bellevue, WA, you will want to consider your finances and insurance. If you will be driving one another’s vehicles, you will want to add your spouse to your policy to not only potentially save money but also prevent costly lawsuits. Here are just two important reasons to consider adding your spouse to your auto insurance policy, which is something Securum LLC can help you with.
Insurance Companies Actually Require It
Insurance companies generally require that you list each and every individual who is licensed to drive in your household on your auto insurance policy, even if they don’t drive the vehicle often. This would include your spouse, teen drivers, older relatives, etc. This information is beneficial to the insurer because they use it to evaluate the overall risk of an individual causing an accident when borrowing a vehicle.
You Will Be Covered in a Collision
As a general rule, your auto insurance will follow the automobile. Therefore, the damage should be covered in the event a neighbor or friend causes an accident. However, if your spouse is not listed on the auto insurance policy, the claim could be denied completely, which leaves you paying out of your own pocket for the damages.
As newlyweds in Bellevue, WA, it is important that you take every step possible to protect yourselves from the unexpected. This includes combining your auto insurance policies, so you are on one policy together. Contact Securum LLC for help getting things changed over to a policy that best suits your new lifestyle.
