An RV is a unique blend of a home and a vehicle, requiring a special type of insurance policy written specifically for RVs. If your RV is currently uninsured or if you’re considering changing your RV policy, contact us at Securum LLC in Lynnwood, WA.
Vehicle Coverage
Several types of coverage in RV insurance are similar to regular auto insurance. These include liability coverage types such as bodily injury liability and property damage liability, which cover the expenses incurred by the other party if you’re involved in an accident. Other types of vehicle coverage that can be included in an RV policy, though not required, include comprehensive coverage that pays for certain damage to the RV when it’s not being driven and collision coverage that pays for damage to your own vehicle from a collision.
Living Quarters Coverage
The RV’s living area requires its own specific types of coverage. This includes personal items on board as well as any equipment. Many individual items can be found in an RV, including furnishings, clothing, appliances, etc. When you have RV insurance, it’s important to ensure all of the interior of the passenger section is covered in case of damage or destruction. If you have expensive equipment on board, you must be sure you have enough coverage to pay for it in case of an accident or other incident.
Securing RV Insurance in Washington
If you own an RV, you need a specialty insurance policy for it. Contact Securum LLC in Lynnwood, WA, to get started on the right policy.
