Renter’s insurance is something that often goes overlooked by most tenants. Though it’s not uncommon for landlords to ask their renters to have some type of protection, you are not legally required to have it. This leads to countless individuals going without renter’s insurance in an effort to save a bit of money each month.
Unfortunately, should something happen to your home or apartment, the lack of insurance coverage could cost you tens of thousands. In addition, renter’s insurance covers more than just your personal property. It can also help cover legal costs should you be sued for accidental bodily injury or property damage.
Questions to Ask Your Agent
When shopping for renter’s insurance, it’s of the utmost importance that you ask questions regarding the policy and exactly what is and is not covered. This can help you avoid unwelcome surprises should you need to file a claim. These questions include
- What things does my renter’s insurance cover and what does it not?
- What events does the renter’s insurance cover and which does it not?
- Will a renters’ policy cover my roommate?
- Does this policy cover any pets?
- What’s the difference between cash value and replacement coverage?
- Who covers damage if I live in a flood zone?
- How do I know how much my items are worth?
Ensuring that you have the answers to these questions and any others that pertain to your situation can prevent stress down the line.
Get the Bellevue, WA Coverage You Need With Securum LLC
If you’re in the Bellevue, WA area and in need of renter’s insurance, the team at Securum LLC is here to help. We will work to ensure that you have the coverage you need at an affordable price. To get started on your quote, contact us today.
