Auto insurance is required in almost every state in the union. This includes the state of Washington. Most types of auto insurance are optional. Liability insurance is required by law, and a lender or lessor may require collision and comprehensive. Auto insurance offers many different types of protection, and as a vehicle owner, you will have choices to make. At Securum LLC in Bellevue, WA, we are an independent insurance agency with the experience to guide our customers to the country’s top carriers at the best possible price.
Liability
Liability is the state-mandated coverage in Washington. You must carry 25/50/10 coverage to protect other drivers from you. Agents must also offer uninsured/underinsured coverage and PIP coverage. Drivers can refuse the last two.
Collision
In the event of an accident where you were the responsible party, you personally or your insurance is responsible for repairing or replacing your vehicle. If your vehicle is essential, this is an important coverage.
Comprehensive
Comprehensive is vehicle protection from perils beyond your control. It covers things like theft and vandalism. If a tree limb crushes your car due to strong winds or a lightning strike, comprehensive coverage takes care of it. If a deer runs into your vehicle, it’s covered with a deductible, of course.
Full glass coverage
Full glass coverage is convenient to have if a stone gets thrown up and smashes your windshield. It happens way more than it should. You can get your windshield repaired or replaced with no deductible and even in your own driveway or the parking lot at work.
Emergency Road Service
Is there anything worse than being stuck on the roadside with a broken-down car or flat tire? This insurance will allow you to get the help you need with a simple call.
Contact Securum LLC in Bellevue, WA for all your auto insurance needs. Please stop by our office or give us a call for a no-obligation quote.
